2026 tax year
Home staging business taxes and deductions
Your furniture is not stock you sell, it is equipment you hire out repeatedly, which makes it a depreciable asset rather than inventory, and Section 179 lets you write it off in the year you buy it rather than across its life.
Warehouse rent is usually the second largest line and is deductible in full. Moving crews are employees more often than contractors. Staging on consignment, where you take a share of the sale price, is income when the property sells rather than when the work is done, which can put the income in a different year from the cost.
The deductions with a rule attached
These are the lines where the answer is not simply "keep the receipt"each has a cap, a percentage or a test that decides how much of the spend you actually get:
- Vehicle
- Business driving counts; commuting does not. The rate changed mid-year: 72.5 cents a mile to June 30, 2026 and 76 cents from July 1, so a full year has to be split at that date rather than multiplied by one figure. A hundred business miles a week across the whole year is about $3,861 off your profit. You cannot use the standard rate at all on a vehicle you have already claimed MACRS depreciation, Section 179 or bonus depreciation on.
The rest of the home staging business deduction list
Ordinary and necessary business expenses, deductible in full in the year you pay them, provided they are genuinely for the business:
- Furniture held for staging
- Yard or storage rent
- Liability insurance
- Marketing photography
- Staff wages
- Equipment you hire rather than buy
- Insurance
Worth knowing
The furniture is the business, and whether it is inventory or a depreciable asset depends on whether you rent it out or sell it.
That is what is specific to this trade. The larger deductions are the universal ones, see the full checklist.
What each deduction is worth to you
On $100,000 of profit with no state income tax, $1,000 deducted saves $305, 30.5%, because it comes off self-employment tax and income tax together:
| Net profit | Saved per $1,000 deducted | Effective |
|---|---|---|
| $40,000 | $231 | 23.1% |
| $100,000 | $305 | 30.5% |
| $200,000 | $297 | 29.7% |
The last row is worth less than the one above it, and that is not a mistake: past the Social Security wage base the self-employment part of the saving drops from 15.3% to 2.9%, and the higher income-tax bracket does not quite make up the difference. A deduction is worth most in the middle.
Add a state income tax and every row rises. The 1099 calculator applies that layer.
What these words mean
- Section 179
- A rule letting you deduct the whole cost of equipment in the year you start using it, instead of spreading it over the years you own it.
- Depreciation
- Spreading the cost of something long-lasting, a vehicle, a camera, a tractor, across the years you use it, rather than deducting it all at once.
- MACRS
- The standard federal timetable for depreciation, the schedule that decides how much of an asset’s cost you deduct in each year of its life.
Related
- Full deductions checklist
- Every profession
- 1099 taxes by state
- Quarterly payments
- Is an S-corp worth it?
- Local income tax
General information about how these deductions work, not tax advice. Whether a particular expense is deductible for you depends on facts this page does not have, check with a tax professional before claiming anything listed here.